If you’re a first-time homebuyer, there’s no better opportunity to jumpstart your journey to homeownership than the upcoming virtual event hosted on Wednesday, April 2, at 6:30 PM. This one-hour session is packed with essential information and guidance you can’t afford to miss.
What’s in Store for You?
This special event offers a chance to hear directly from a State of New York Mortgage Agency (SONYMA) Representative about their incredible mortgage programs designed with first-time buyers in mind. Whether you’re navigating the process for the first time or simply seeking an opportunity to learn more, SONYMA has a range of mortgage options with unbeatable benefits.
Here’s a preview of what you’ll learn:
- Achieving the Dream & Low Interest Rate Programs – These programs make homeownership more attainable than ever before.
- Home for Veterans – Special benefits for those who’ve served our country.
- Down Payment Assistance – SONYMA’s mortgage programs come with built-in assistance, ensuring you don’t face the overwhelming burden of saving for a down payment.
- Non-Traditional Credit – SONYMA allows for non-traditional credit, meaning your mortgage options aren’t limited by your credit history.
- Financing Repairs – Yes, you can finance necessary home repairs into your mortgage, making it easier to move into a home that’s perfect for you.
- Property Flexibility – SONYMA programs cover a wide range of property types, including 1-4 family homes, condos, and cooperatives.
Additionally, seasoned mortgage experts will be on hand to share tips and advice on how to best prepare for the home buying process. They will also guide you on navigating available grants for down payment assistance and closing costs, detailing where to look, how they work, and the qualifications necessary to access them.
As a bonus, you’ll be introduced to the Homebuyer Dream Program® (HDP®), a suite of grant programs offered by Emigrant Bank through limited funds provided by the Federal Home Loan Bank of New York. These grants could be the key to unlocking the door to your new home.
Lastly, a licensed real estate professional will give attendees the insight they need to succeed in today’s challenging market. From understanding what to expect when shopping for a home to implementing best practices in this competitive landscape, their advice will give you a solid foundation for making confident decisions.
Meet the Experts
- Dilfia Munoz – AVP/Business Development Officer, State of New York Mortgage Agency (SONYMA)
- Veronica Ferrero – Vice President & Community Lending Officer, Emigrant Mortgage
- Juliann Giuffre – Mortgage Consultant & Community Lending Coordinator, Emigrant Mortgage
- Dwaine Carroll, CBR – Licensed Real Estate Salesperson & Certified Buyer Representative, Rutenberg Realty Inc.
Reserve your spot now, and unlock the door to your dream home!